Changes

<h1> = Overview<br /> </h1>= <p><img _fck_mw_validspan style="falsefont-size:larger" _fck_mw_filename="Kiva" _fck_mw_location="none" alt="Kiva" class="fck_mw_notfound" /> [[File:|334px]]</p><p style="text-align: justify"><span style="font-size:larger">ThereThere&nbsp;are&nbsp;many&nbsp;students&nbsp;on&nbsp;campuses&nbsp;across&nbsp;America&#160nbsp;arewho&#160nbsp;manyare&#160nbsp;studentsworking&#160nbsp;on&#160;campuses&#160;across&#160;America&#160;who&#160;are&#160;working&#160;on&#160nbsp;solutions&#160nbsp;for&#160nbsp;the&#160nbsp;developing&#160nbsp;world.&#160nbsp;These&#160nbsp;solutions&#160nbsp;range&#160nbsp;from&#160nbsp; $2&#160nbsp;birth&#160nbsp;kits&#160nbsp;that&#160nbsp;preventwomen&#160nbsp;in&#160nbsp;India&#160nbsp;from&#160nbsp;giving&#160nbsp;birth&#160nbsp;in&#160nbsp;unsanitary&#160nbsp;conditions&#160nbsp;and&#160nbsp;solar&#160nbsp;lights,&#160nbsp;to&#160nbsp;corn&#160nbsp;shellers,&#160nbsp;irrigation&#160nbsp;pumps&#160nbsp;and&#160nbsp;bicycle powered&#160nbsp;phone&#160nbsp;chargers.&#160nbsp;However,&#160nbsp;student fall&#160nbsp;short&#160nbsp;if/when&#160nbsp;they&#160nbsp;don't&#160nbsp;figure&#160nbsp;out&#160nbsp;the&#160nbsp;sustainable&#160nbsp;mechanisms&#160nbsp;to&#160nbsp;bring&#160nbsp;the&#160nbsp;product&#160nbsp;to&#160nbsp;market.&#160nbsp; The&#160nbsp;students&#160nbsp;who&#160nbsp;succeed&#160nbsp;create&#160nbsp;win-win&#160nbsp;solutions&#160nbsp;for&#160nbsp;entrepreneurs in&#160nbsp;the&#160nbsp;developing&#160nbsp;world&#160nbsp;who&#160nbsp;can&#160nbsp;increase&#160nbsp;their&#160nbsp;personal&#160nbsp;income&#160nbsp;by&#160nbsp; being&#160nbsp;distributors&#160nbsp;and&#160nbsp;resellers.&#160nbsp;Kiva,&#160nbsp;and&#160nbsp;other&#160nbsp;microfinance&#160nbsp;organizations,&#160nbsp;may&#160nbsp;serve&#160nbsp;as&#160nbsp;a&#160nbsp;platform for&#160nbsp;American&#160nbsp;students&#160nbsp;who&#160nbsp;are&#160nbsp;looking&#160nbsp;at those&#160nbsp; types&#160nbsp;of&#160nbsp;world-changing&#160nbsp;solutions.<br /span> </span></p><p style="textfont-alignsize: justifylarger"><span style="font-size:larger">FoundedFounded&#160nbsp;in&#160nbsp;2005&#160nbsp;by&#160nbsp;Matt&#160nbsp;Flannery&#160nbsp;and&#160nbsp;Jessica&#160nbsp;Jackley&#160nbsp;and&#160nbsp;headquartered&#160nbsp;in&#160nbsp;San&#160nbsp;Francisco,&#160nbsp;CA,&#160nbsp;Kiva&#160nbsp;Microfunds&#160nbsp;is&#160nbsp;a&#160nbsp;non-profit&#160nbsp;organization&#160nbsp; that&#160nbsp;allows&#160nbsp;lenders&#160nbsp;tomake&#160nbsp;loans&#160nbsp;via&#160nbsp;the&#160nbsp;Internet&#160nbsp;to&#160nbsp;entrepreneurs&#160nbsp;and&#160nbsp;students.&#160nbsp;As&#160nbsp;of&#160nbsp;November&#160nbsp;2013,&#160nbsp;Kiva&#160nbsp;has&#160nbsp;distributed&#160nbsp;almost $500&#160nbsp; million&#160nbsp;from&#160nbsp;1&#160nbsp;million&#160nbsp;lenders&#160nbsp;to&#160nbsp;1.2&#160nbsp;million&#160nbsp;borrowers</span>.</p><h1> = Purpose<br /> </h1>=<p style="text-align: justify"><span style="font-size:larger">Kiva&#160nbsp;aims&#160nbsp;to&#160nbsp;create&#160nbsp;an&#160nbsp;international&#160nbsp;platform&#160nbsp;that&#160nbsp;connects&#160nbsp;lenders&#160nbsp;and&#160nbsp;low&#160nbsp;income&#160nbsp;individuals/underserved&#160nbsp;entrepreneurs&#160nbsp;from&#160nbsp;around&#160nbsp;the&#160nbsp; world.&#160nbsp;Kiva&#160nbsp;connect&#160nbsp;people through&#160nbsp;lending&#160nbsp;to&#160nbsp;alleviate&#160nbsp;poverty&#160nbsp;and&#160nbsp;create&#160nbsp;opportunities&#160nbsp;for&#160nbsp;entrepreneurs&#160nbsp;who&#160nbsp;lack&#160nbsp;access&#160nbsp;to&#160nbsp;start-up&#160nbsp;capital.&#160nbsp; Their&#160nbsp;operation&#160nbsp;mainly&#160nbsp;revolves&#160nbsp;around&#160nbsp;the&#160nbsp;idea&#160nbsp;of microfinance.&#160nbsp;Microfinance&#160nbsp;is&#160nbsp;a&#160nbsp;general&#160nbsp;term&#160nbsp;used&#160nbsp;to&#160nbsp;describe&#160nbsp;financial&#160nbsp;services&#160nbsp;to&#160nbsp;low- income&#160nbsp;individuals&#160nbsp;or&#160nbsp;to&#160nbsp;those&#160nbsp;who&#160nbsp;do&#160nbsp;not&#160nbsp;have&#160nbsp;access&#160nbsp;to&#160nbsp;typical&#160nbsp;banking&#160nbsp;services.The&#160nbsp;concept&#160nbsp;of&#160nbsp;microfinance&#160nbsp;conveys&#160nbsp;the&#160nbsp;idea&#160nbsp;that&#160nbsp;low- income&#160nbsp;individuals&#160nbsp;are&#160nbsp;capable&#160nbsp;of&#160nbsp;lifting&#160nbsp;themselves&#160nbsp;out&#160nbsp;of&#160nbsp;poverty&#160nbsp;if&#160nbsp;given&#160nbsp;access&#160nbsp;to&#160nbsp;financial&#160nbsp;services.&#160nbsp;Kiva's ultimate&#160nbsp;goal&#160nbsp;is&#160nbsp;to&#160nbsp;find a&#160nbsp; &#160nbsp;</span><span style="font-size:larger"></span><span style="font-size:larger">sustainable&#160sustainable&nbsp;mechanism&#160nbsp;to&#160nbsp;continuously&#160nbsp;provide&#160nbsp;safe,&#160nbsp;affordable&#160nbsp;access&#160nbsp;to&#160nbsp;capital&#160nbsp;to&#160nbsp;those&#160nbsp;who&#160nbsp;in&#160nbsp;need&#160nbsp;through&#160nbsp;microfinance.</span></p><h1> = Distinct&#160nbsp;Differences&#160nbsp;From&#160nbsp;Other&#160nbsp;Offerings<br /> </h1>=<p style="text-align: justify"><span style="font-size:larger">Kiva&#160nbsp;Microfunds&#160nbsp;is&#160nbsp;one&#160nbsp;of&#160nbsp;the&#160nbsp;first&#160nbsp;organizations&#160nbsp;that&#160nbsp;have&#160nbsp;succesfully&#160nbsp;discovered&#160nbsp;and&#160nbsp;developed&#160nbsp;a&#160nbsp;sustainable&#160nbsp;microcredit&#160nbsp;concept.&#160nbsp;They&#160nbsp;allow&#160nbsp; indivisualds&#160nbsp;to&#160nbsp;loan&#160nbsp;as&#160nbsp;little&#160nbsp;as&#160nbsp;$25&#160nbsp;to&#160nbsp;help&#160nbsp;entrepreneurs&#160nbsp;in&#160nbsp;the&#160nbsp;developing&#160nbsp;world&#160nbsp;to&#160nbsp;expand&#160nbsp;their&#160nbsp;business.&#160nbsp;There&#160nbsp;are&#160nbsp;four&#160nbsp;major&#160nbsp;steps&#160nbsp;involved&#160nbsp; when&#160nbsp;making&#160nbsp;a&#160nbsp;loan&#160nbsp;through&#160nbsp;Kiva.&#160nbsp;First,&#160nbsp;100%&#160nbsp;of&#160nbsp;lender's&#160nbsp;loans&#160nbsp;will&#160nbsp;be&#160nbsp;sent&#160nbsp;to&#160nbsp;microfinance&#160nbsp;institutions&#160nbsp;that&#160nbsp;Kiva&#160nbsp;has&#160nbsp;been&#160nbsp;working&#160nbsp;with&#160nbsp;(which&#160nbsp; are&#160nbsp;called&#160nbsp;Field&#160nbsp;Partners)&#160nbsp;who&#160nbsp;administers&#160nbsp;loans&#160nbsp;in&#160nbsp;the&#160nbsp;field.&#160nbsp;Next,&#160nbsp;lenders&#160nbsp;will&#160nbsp;get&#160nbsp;updates&#160nbsp;on&#160nbsp;the&#160nbsp;progress&#160nbsp;of&#160nbsp;their&#160nbsp;loans&#160nbsp;from&#160nbsp;Kiva&#160nbsp;and&#160nbsp;they&#160nbsp;will&#160nbsp; be&#160nbsp;able&#160nbsp;to&#160nbsp;trace&#160nbsp;the&#160nbsp;path&#160nbsp;of&#160nbsp;their&#160nbsp;donation.&#160nbsp;As&#160nbsp;borrowers&#160nbsp;repay&#160nbsp;their&#160nbsp;loans,&#160nbsp;the&#160nbsp;money&#160nbsp;becomes&#160nbsp;available&#160nbsp;in&#160nbsp;the&#160nbsp;lenders'&#160nbsp;Kiva&#160nbsp;accounts&#160nbsp;and&#160nbsp;now&#160nbsp; the&#160nbsp;lenders&#160nbsp;can&#160nbsp;either&#160nbsp;reuse&#160nbsp;this&#160nbsp;money&#160nbsp;to&#160nbsp;fund&#160nbsp;another&#160nbsp;loan,&#160nbsp;donate&#160nbsp;it&#160nbsp;to&#160nbsp;Kiva&#160nbsp;or&#160nbsp;withdraw&#160nbsp;it&#160nbsp;from&#160nbsp;the&#160nbsp;account.&#160nbsp;&#160nbsp;&#160nbsp;</span></p><h1> = Impact&#160nbsp;Achieved&#160nbsp;For&#160nbsp;Students&#160nbsp;And&#160nbsp;Campus<br /> </h1>= <p>[[&#x5B;&#x5B;File:]]</p>&#x5D;&#x5D;<p style="text-align: justify"><span style="font-size:larger">The&#160nbsp;Kiva&#160nbsp;Internship&#160nbsp;Program&#160nbsp;has&#160nbsp;been&#160nbsp;providing&#160nbsp;rich,&#160nbsp;educational&#160nbsp;experiences&#160nbsp;for&#160nbsp;students&#160nbsp;who&#160nbsp;can&#160nbsp;dedicate&#160nbsp;6&#160nbsp;months,&#160nbsp;part-time,&#160nbsp;to&#160nbsp;work&#160nbsp;on&#160nbsp; high&#160nbsp;impact&#160nbsp;projects&#160nbsp;with&#160nbsp;Kiva.&#160nbsp;In&#160nbsp;addition&#160nbsp;to&#160nbsp;working&#160nbsp;with&#160nbsp;their&#160nbsp;teams,&#160nbsp;Kiva&#160nbsp;provides&#160nbsp;a&#160nbsp;robust&#160nbsp;microfinance&#160nbsp;and&#160nbsp;career&#160nbsp;development&#160nbsp;program,&#160nbsp; including&#160nbsp;monthly&#160nbsp;microfinance&#160nbsp;classes,&#160nbsp;professional&#160nbsp;development&#160nbsp;workshops,&#160nbsp;a&#160nbsp;professional&#160nbsp;development&#160nbsp;club&#160nbsp;and&#160nbsp;an&#160nbsp;alumni&#160nbsp;network&#160nbsp;of&#160nbsp;over&#160nbsp; 300&#160nbsp;Kiva&#160nbsp;Intern&#160nbsp;alums.&#160nbsp;The&#160nbsp;in-depth&#160nbsp;projects&#160nbsp;students&#160nbsp;contribute&#160nbsp;to&#160nbsp;during&#160nbsp;their&#160nbsp;internship&#160nbsp;help&#160nbsp;them&#160nbsp;build&#160nbsp;a&#160nbsp;career&#160nbsp;in&#160nbsp;the&#160nbsp;International&#160nbsp; Development&#160nbsp;and&#160nbsp;Social&#160nbsp;Enterprise&#160nbsp;fields,&#160nbsp;as&#160nbsp;well&#160nbsp;as&#160nbsp;open&#160nbsp;them&#160nbsp;to&#160nbsp;a&#160nbsp;network&#160nbsp;of&#160nbsp;mission&#160nbsp;focused&#160nbsp;non-profits&#160nbsp;and&#160nbsp;tech&#160nbsp;startups.</span></p><h1> = Steps&#160nbsp;Required&#160nbsp;To&#160nbsp;Bing&#160nbsp;Resource&#160nbsp;To&#160nbsp;Campus<br /> </h1>= <p><span style="font-size:larger">In&#160nbsp;order&#160nbsp;to&#160nbsp;bring&#160nbsp;the&#160nbsp;resource&#160nbsp;to&#160nbsp;campus,&#160nbsp;student&#160nbsp;leaders&#160nbsp;need&#160nbsp;to&#160nbsp;spread/raise&#160nbsp;awareness&#160nbsp;about&#160nbsp;the&#160nbsp;opportunities&#160nbsp;Kiva&#160nbsp;provides.&#160nbsp;Follow&#160nbsp;the&#160nbsp; steps&#160nbsp;below&#160nbsp;to&#160nbsp;apply&#160nbsp;for&#160nbsp;Kiva’s&#160nbsp;Internship&#160nbsp;Program.<br /></span></p><ol><li>#<span style="font-size:larger">Visit&#160nbsp;Kiva’s&#160nbsp;website&#160nbsp;in&#160nbsp;March&#160nbsp;to&#160nbsp;find&#160nbsp;out&#160nbsp;more&#160nbsp;information&#160nbsp;about&#160nbsp;the&#160nbsp;application&#160nbsp;process.</span></li><li>#<span style="font-size:larger">Fill&#160nbsp;out&#160nbsp;the&#160nbsp;application&#160nbsp;form;&#160nbsp;submit&#160nbsp;a&#160nbsp;resume&#160nbsp;and&#160nbsp;a&#160nbsp;cover&#160nbsp;letter&#160nbsp;to&#160nbsp;be&#160nbsp;considered&#160nbsp;for&#160nbsp;a&#160nbsp;general&#160nbsp;internship/volunteer&#160nbsp;position.</span>#</li><li><span span style="font-size:larger">Only&#160nbsp;selected&#160nbsp;applicants&#160nbsp;will&#160nbsp;be&#160nbsp;contacted&#160nbsp;for&#160nbsp;an&#160nbsp;interview.</span></li><li>#<span style="font-size:larger">Final&#160nbsp;interview&#160nbsp;&amp;&#160nbsp;selection&#160nbsp;process</span></li></ol><p><span style="font-size:larger">*&#160nbsp;Kiva&#160nbsp;only&#160nbsp;hosts&#160nbsp;three&#160nbsp;internship&#160nbsp;classes&#160nbsp;per&#160nbsp;year&#160nbsp;with&#160nbsp;35&#160nbsp;people&#160nbsp;in&#160nbsp;each&#160nbsp;class.&#160nbsp;They&#160nbsp;receive&#160nbsp;around&#160nbsp;250&#160nbsp;-&#160nbsp;300&#160nbsp;applicants&#160nbsp;each&#160nbsp;year&#160nbsp;which&#160nbsp; gives&#160nbsp;an&#160nbsp;acceptance&#160nbsp;rate&#160nbsp;of&#160nbsp;only&#160nbsp;10&#160nbsp;-&#160nbsp;15%.</span></p><h1> = Contact Information<br /> </h1>= <p><span style="font-size:larger">To get in contact with Kiva, submit a request or call (828) 479-5482 (Voicemail).<br /></span></p><p><span style="font-size:larger">Visit Kiva's website for more information. kiva.org</span></p><span class="fck_mw_category" sort="">[[Category:Pages with broken file links</span>]]