= Overview<br/> =
[[File:Kiva.jpg|border|center|Kiva.jpg]]
There are many students on campuses across America who are working on solutions for the developing world. These solutions range from $2 birth kits that prevent women in India from giving birth in unsanitary conditions and solar lights, to corn shellers, irrigation pumps and bicycle-powered phone chargers. However, students fall short if/when they don't figure out the sustainable mechanisms to bring the product to market. The students who succeed create win- win solutions for entrepreneurs in the developing world who can increase their personal income by being distributors and resellers. Kiva, and other microfinance organizations, may serve as a platform for American students who are looking at those types of world-changing solutions.
Founded in 2005 by Matt Flannery and Jessica Jackley and headquartered in San Francisco, CA, Kiva Microfunds is a non-profit organization that allows lenders to make loans via the Internet to entrepreneurs and students. As of November 2013, Kiva has distributed almost $500 million from 1 million lenders to 1.2 million borrowers.
= Purpose<br/> =
Kiva aims to create an international platform that connects lenders and low income individuals/underserved entrepreneurs from around the world. Kiva connect people through lending to alleviate poverty and create opportunities for entrepreneurs who lack access to start-up capital. Their operation mainly revolves around the idea of microfinance. Microfinance is a general term used to describe financial services to low-income individuals or to those who do not have access to typical banking services. The concept of microfinance conveys the idea that low-income individuals are capable of lifting themselves out of poverty if given access to financial services. Kiva's ultimate goal is to find a sustanable mechanism to continuously provide safe, affordable access to capital to those who in need through microfinance.
= Distinct Differences From Other Offerings<br/> =
= Impact Achieved For Students And Campus<br/> =
[[[[File:]]Kivaintern.png|frame|center|Kivaintern.png]] <p style="text-align: justify"><span style="font-size:larger">The Kiva Internship Program has been providing rich, educational experiences for students who can dedicate 6 months, part-time, to work on high impact projects with Kiva. In addition to working with their teams, Kiva provides a robust microfinance and career development program, including monthly microfinance classes, professional development workshops, a professional development club and an alumni network of over 300 Kiva Intern alums. The in-depth projects students contribute to during their internship help them build a career in the International Development and Social Enterprise fields, as well as open them to a network of mission focused non-profits and tech startups.</span></p>
= Steps Required To Bing Resource To Campus<br/> =
<span style="font-size:larger">In order to bring the resource to campus, student leaders need to spread/raise awareness about the opportunities Kiva provides. Follow the steps below to apply for Kiva’s Internship Program.</span>
#<span style="font-size:larger">Visit Kiva’s website in March to find out more information about the application process.</span> Insert Link here#<span style="font-size:larger">Fill out the application form; submit a resume and a cover letter to be considered for a general internship/volunteer position.</span>#<span style="font-size:larger">Only selected applicants will be contacted for an interview.</span>#<span style="font-size:larger">Final interview & selection process</span>
<span style="font-size:larger">* Kiva only hosts three internship classes per year with 35 people in each class. They receive around 250 - 300 applicants each year which gives an acceptance rate of only 10 - 15%.</span>
= Contact Information<br/> =
<span style="font-size:largersmall">To get in contact with Kiva, submit a request or call (828) 479-5482 (Voicemail).<br/></span>
<span style="font-size:largersmall">Visit Kiva's website for more information. ''kiva.org''</span>
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